Our Services
At Thomas Financial, we offer comprehensive financial consulting tailored to meet your unique needs. Our expert team is committed to providing personalized advice and strategies for financial success.
Explore our full range of personalized financial services. Click on any icon to learn more about how each offering can support your goals.
Explore our full range of personalized financial services. Click on any icon to learn more about how each offering can support your goals.
Wealth Management is a comprehensive financial service that helps individuals and families seek to grow, protect, and manage their assets.
Thomas Financial practices discipline. Together, we will plan for the long haul, with disciplined buy-and-hold strategies that strive to generate competitive returns.
Annuities often secure steady cash flow to you during your retirement years through growing invested funds.
A certificate of deposit is an option to grow your savings in which “you choose the set period of time to earn a guaranteed fixed interest rate, regardless of market conditions.”
All of us at Thomas Financial keep municipal bonds top of mind. These bonds can pursue some satisfying tax-free compounding of income. Federal taxes go away, and often state taxes as well.
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Municipal bonds are subject to availability and change in price. They are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Interest income may be subject to the alternative minimum tax. Municipal bonds are federally tax-free but other state and local taxes may apply. If sold prior to maturity, capital gains tax could apply.
Our reviews will address all of the concerns head-on. We’ll be watching fees in particular, fees often hidden, fees that can detract from your returns and answer all lingering questions about 401(k)s.
Life insurance too often comes along as an afterthought in the compilation of a comprehensive financial plan. That's not the case as life insurance is something that grows with you as time passes.
When you come to Thomas Financial, you can gain access to LTC insurance products that can seek to protect your savings and provide greater flexibility.
A 529 plan is a tax-advantaged savings plan designed to help families save for qualified education expenses. Contributions are made with after-tax dollars, and earnings grow tax-deferred. We can help figure out and create a 529 plan personalized to your needs. Learn More...
A UTMA account is a simple and flexible way to start building financial security for a child’s future. This custodial account allows you to make irrevocable gifts that are managed on the child’s behalf until they reach the age of majority. To explore whether a UTMA plan is right for your family, contact Thomas Financial today.
Wealth Management is a comprehensive financial service that helps individuals and families grow, protect, and manage their assets.
Thomas Financial practices discipline. Together, we will plan for the long haul, with disciplined buy-and-hold strategies that strive to generate competitive returns.
All of us at Thomas Financial keep municipal bonds top of mind. These bonds can pursue some satisfying tax-free compounding of income. Federal taxes go away, and often state taxes as well.
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Municipal bonds are subject to availability and change in price. They are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Interest income may be subject to the alternative minimum tax. Municipal bonds are federally tax-free but other state and local taxes may apply. If sold prior to maturity, capital gains tax could apply.
Our reviews will address all of the concerns head-on. We’ll be watching fees in particular, fees often hidden, fees taken right off the top of your returns and answer all lingering questions about 401(k)s
Life insurance too often comes along as an afterthought in the compilation of a comprehensive financial plan. That's not the case as life insurance is something that grows with you as time passes.
When you come to Thomas Financial, you may be rest assured of some deeply personalized, and quite tactical answers. It can help protect your savings and provide greater flexibility
*Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss.
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*Long-term care insurance policies contain exclusions and limitations. Eligibility for long-term care insurance, additional policy benefits and qualification for benefits is determined on a case-by-case basis.
*This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice.
*Riders are additional guarantee options that are available to an annuity or life insurance contract holder. While some riders are part of an existing contract, many others may carry additional fees, charges, and restrictions, and the policyholder should review their contract carefully before purchasing. Guarantees are based on the claims-paying ability of the issuing insurance company
*Prior to investing in a 529 Plan investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing.
