We’ve found that our 401(k) reviews have surprised some clients, have complimented still others, and have helped all of them in some way. Lingering questions surround 401(k)s, and they persist throughout the investment’s life, as markets fluctuate, as clients age, as their needs grow and change. We believe the four most important questions for you to consider are:

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• How much should I contribute to my 401(k)?

• How do I know if my contributions will be sufficient to my retirement goals?

• What is my tolerance for risk and, accordingly, which 401(k) investments should I consider?

• How do I take all best advantage of my employer’s matching contributions?

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Our reviews will address all of these concerns head-on. We’ll be watching fees, in particular, fees often hidden, fees taken right off the top of your returns. We’ll seek means of keeping all the costs associated with the 401(k) plan as reasonable as possible. We’ll recommend funds appropriate to your goals. And because diversification becomes so critical as retirement draws nearer, we’ll have researched possibilities aimed at distributing risk and maximizing returns across your entire portfolio.