Long-Term Care Insurance
What Is Long-Term Care Insurance?
Never has there been a more difficult component of a financial plan than long-term-care insurance (LTCI). Difficult in the uncomfortable feelings that almost always accompany serious thought about aging and the loss of your health. Difficult in determining the exact role that LTCI should play in your financial strategies. Difficult in the bewildering possibilities of the LTCI policies themselves.
​
When you come to Thomas Financial, however, you may rest assured of some deeply personalized, quite tactical answers. Answers arrived at, of course, together.
​
We’ll discuss in detail the way that LTCI can protect your assets and your estate, should you need residential or in-home care in your senior years. We’ll also ensure that, if you decide to purchase LTCI, all tax advantages thereto are achieved accurately and completely. As you make your decision, Thomas Financial will be looking at premium increases over time, exclusions, waiting periods, elimination periods and all the other variables of LTCI.
​
​
​
*This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice.
​
*Riders are additional guarantee options that are available to an annuity or life insurance contract holder. While some riders are part of an existing contract, many others may carry additional fees, charges, and restrictions, and the policyholder should review their contract carefully before purchasing. Guarantees are based on the claims-paying ability of the issuing insurance company
​
​
*Long-term care insurance policies contain exclusions and limitations. Eligibility for long-term care insurance, additional policy benefits and qualification for benefits is determined on a case-by-case basis.
Designed by ShockStarter
© 2035 Thomas Financial Created on Wix Studio.
